Pricing
Simple, fair, transparent.
Personal use is free. Clusters pay a small per-cycle fee — never a percentage of your money.
Personal
Join clusters, manage your own loans, build your trust score.
₦0/forever
- Join up to 5 clusters
- Personal trust score
- Auto-debit repayments
- Push & email notifications
- Standard support
Cluster
Run a cluster with up to 20 members. Best for most groups.
₦500/cycle
- Up to 20 members per cluster
- All disbursement models
- WhatsApp + SMS reminders
- PDF / CSV exports
- Co-manager roles
- Priority support
Cooperative
For registered cooperatives, MFIs, and large groups.
Custom
- Unlimited members & clusters
- Custom branding
- API & integrations
- Dedicated success manager
- Custom contracts & SLAs
- On-site training
No hidden fees
What's included in every plan.
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Bank-grade security
Encryption at rest and in transit, on every plan.
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BVN verification
Every member is verified — no extra cost.
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Instant transfers
Disbursements and repayments via NIBSS rails.