Run your cluster like a pro.
You started the group. SpaceCredit gives you the controls to run it without becoming everyone's accountant, secretary, and chaser-in-chief.
Approve, pause, and manage every member.
Approve invites with one tap. Pause a member who's missing payments. Promote co-managers. Every action is logged and visible to your cluster.
- QR code & 6-character invite codes
- Co-manager roles with delegated permissions
- One-tap pause / unpause / remove
- In-cluster dispute resolution
Set the rules once. The cycles run themselves.
Configure loan amount, interest rate, frequency, and disbursement model. SpaceCredit handles contributions, payouts, reminders, and reconciliation.
- Daily / weekly / monthly cycles
- FIFO, rotating, lottery, or priority order
- Auto-debit repayments on schedule
- Per-cycle ledger exported as PDF / CSV
Everything you need. Nothing you don't.
Member directory
Search, filter, and sort members by trust score, contributions, or repayment history.
Live cycle dashboard
See every contribution, disbursement, and repayment as it happens. Export anytime.
Custom rules
Set late fees, grace periods, and minimum trust scores for cluster admission.
Notifications
Push, SMS, WhatsApp, and email reminders — choose what your cluster prefers.
Audit trail
Every action — approval, payout, edit — is logged and visible to all members.
Reports
Monthly summaries, cycle reports, and tax-ready exports in one tap.
Ready to lead your cluster?
Download SpaceCredit and create your first cluster in 90 seconds.
